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Bernard Pruett's Articles

  • Understanding Student Loan Consolidation Interest Rates and Rules
    To cope with the cost of higher education, many students have accepted student loans from the government. These loans are usually enough to get them through school, but soon after graduation they have to start paying them back.
  • Tax Help Is Available For Those Who Honestly Seek It
    The New Year often brings with it the images of tax season. For some, this means a nice tax return and imagining how it might be spent. For others, this means a large tax debt and wondering how it will be paid off. When dealing with tax debt in this type of situation, it is often helpful to seek tax help.
  • The How And Why Of Student Loan Consolidation
    Borrowing money to attend college these days is not unusual. Thankfully, the United States Government has made doing so easier than ever. College loan consolidation simplifies the student loan repayment process and cuts your bills in half.
  • Credit Card Debt Consolidation Loans Require an Attention to Detail
    Credit card debt consolidation loans can save you money and help your credit score. This article addresses the how's and why's of how to secure credit card debt consolidation loans.
  • How Student Loan Consolidation Works And The Consolidation Loan Application Process
    Consolidate student loans to get a lower student loan consolidation interest rate. Read this article to learn more about college loan consolidations and how to apply for them.
  • When The Scholarships Run Out, The FAFSA Student Loan Comes To The Rescue
    The cost of attending a public university has skyrocketed in the past twenty years. Many schools attempt to combat this problem with a variety of need-based and academically based scholarships. However, this is rarely enough to cover the expenses for the average low-income student. For those who need additional financial aid, there is the Free Application for Federal School Aid (FAFSA) program.
  • Tax Debt Reduction Programs Offered by The Internal Revenue Services
    Many of us forget about taxes until April 15th rolls around. As a result, some of us discover too late that we did not manage our tax debt efficiently. When this happens, a tax debt reduction may be a viable means of repaying taxes owed to the United States Government.
  • Student Loans 101
    Student loans have become a common form of financial aid, giving prospective college students the opportunity to further their education. What’s even better is that college student loans now come in a variety of shapes and forms to appeal to more college candidates that have different needs and qualifications.
  • Home Equity Loans Can Be Used To Finance Home Improvement, But Should They?
    A number of homeowners utilize home equity loans to pay for their home improvement needs. Before applying for a home improvement equity loan, for any purpose, it is important to understand how they work. Read on as we discuss the nature of the home equity loan.
  • EFC, COA, FAFSA and Other Acronyms Related to Student Loans and Financial Aid
    Most parents would love to see their children become healthy, responsible, and educated adults. However, the rising cost of higher education is making the latter part of that goal difficult to achieve. It is estimated that the cost of attending a private university in ten years will be $180,000 and $85,000 for public universities. Because of this, many parents begin planning for their children's education while the children are still quite young. Read on for advice on student financial aid.

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