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Debbie Rood's Articles in Mortgages Show All|Display Category|Title|Newest|Oldest Understanding Loan Approvals You need to know more about a buyer than the fact they want to buy your home. Financing has always been an issue. This type of knowledge is now vital following the recent meltdown in the mortgage industry. Loan approvals can be confusing for everyone. Even realtors can be baffled. More than once I have been told by an agent that a buyer is already approved for financing only to discover later they have not even applied for a loan. How does something like this happen? Understanding Mortgage Approvals It has always been important to know where you stand in a real estate transaction. This type of knowledge is now vital following the recent meltdown in the mortgage industry. I know there is a lot of confusion about what it means to be approved for a mortgage. Even realtors can be baffled. More than once I have been told by an agent that a buyer is already approved for financing only to discover later they have not even applied for a loan. How can this happen? What Is A Loan Approval? You need to know more about a buyer than the fact they want to buy your home. Financing has always been an issue. This type of knowledge is now vital following the recent meltdown in the mortgage industry. I know there is a lot of confusion about what it means to be approved for a mortgage. Even realtors can be baffled. More than once I have been told by an agent that a buyer is already approved for financing only to discover later they have not even applied for a loan. How can this happen?

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