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Doug Smith's Articles

  • Myths About Home Remedies For Jellyfish Stings
    What's Lurking Beneath The Waves?

    People often seek ocean vacations to escape their winter woes. Ocean dangers do exist, especially when daring people venture into the ocean on their own.

    Sharks are probably the first threat people think of, especially since the movie "Jaws" was released. Although highly-publicized, shark attacks are relatively rare.

    Other dangers involve currents such as rip tides and undertows. Proper instruction and flotation devices can assist on...
  • How To Find Hidden Money In Your Hobby
    What Is A Hobby?

    Ask 10 different people what a hobby is, and you will no doubt get 10 different answers. It is also possible that all 10 answers are correct! Several factual sources were consulted to define a hobby.

    Links to dozens of free and informative hobby sites appear at the conclusion of this article.

    The library dictionary defines a hobby as "a pursuit outside one's regular occupation engaged in for relaxation."

    An online dictionary calls it "an auxiliary...
  • Military Swords Of Fantasy
    Military swords of the modern Armed Forces symbolize power, strength, duty, and honor. There is also a historical aspect to military swords. The sword in medieval times was often the primary weapon of the soldier.

    As weapon technology advanced, especially with the widespread use of gunpowder, swords became more ceremonial in nature. Today, the military sword as a weapon survives as the bayonet. Full-size military swords today are not used in combat and are symbolic instea...
  • What Is The Fair Tax And Why Should You Care?
    The U.S. Federal Income Tax Code is a tax on the income of American companies and citizens enacted by the government. The U.S. Constitution gives Congress the power to impose taxes, duties, imposts, and excises.

    The purpose of the Tax Code is to provide income for the operation of the government. The Tax Code is found in Title 26 of the U.S. Code of Federal Regulations (CFR).

    Any U.S. citizen who has filled out a federal tax return knows how confusing the current U.S. T...
  • A Brief History Of The U.S. Income Tax
    Introduction

    The U.S. Federal Income Tax Code requires American corporations and citizens to pay a percentage of their income (earnings) to the government. This income tax provides for the operation of the government. The current Tax Code is found in Title 26 of the U.S. Code of Federal Regulations (CFR), as amended.

    A Clause For Alarm

    The Taxing and Spending Clause of the U.S. Constitution is found in Article I, Section 3, Clause 1. This article gave Congress the po...
  • Fake Credit Card Numbers Mean Safer Online Shopping
    Isn't That Illegal?

    Yes, using credit cards fraudulently is illegal. This article is absolutely not suggesting that you make up and use a credit card number. You should also never use credit cards belonging to other people.

    Below is a summary of new services the credit card companies have created to make online credit card use more secure.


    How Does It Work?

    It is more appropriate to use the terms "temporary credit card numbers" or "single-use credit card numbe...
  • How New Acne Drugs Are Developed
    The U.S. Food and Drug Administration (FDA) states its purpose in the following mission statement:

    "The FDA is responsible for protecting the public health by assuring the safety, efficacy, and security of human and veterinary drugs, biological products, medical devices, our nation’s food supply, cosmetics, and products that emit radiation. The FDA is also responsible for advancing the public health by helping to speed innovations that make medicines and foods more effecti...
  • Venomous Lizard Puts The Bite On Diabetes
    Here is yet another case of a home remedy waiting to be discovered. In 2005 the U.S. Food and Drug Administration (FDA) approved a drug for the treatment of Type II Diabetes. The drug is called Byetta (exenatide). There's nothing amazing about that part. New drugs are created often.

    The almost unbelievable part is where the drug originated. It wasn't produced in a lab. Instead, the active ingredient of Byetta comes from the venomous saliva of the Gila Monster lizard.

    Th...
  • Structured Settlements And The Power Of Annuities
    A structured settlement is a type of financial settlement usually awarded to the victim of a personal injury accident. For example, assume a jury awards the victim damages in the sum of $4 million. Depending on the circumstances, the damages may be awarded as a structured settlement rather than as a lump sum.

    The settlement is called "structured" because the initial award ($4,000,000 in this example) is divided up into equal payments that are paid to the victim at precisel...
  • Payday Loans Pull The Teeth Of The Loan Shark
    The Loan Shark was a staple bad guy of the movies of the 1940's and 1950's. He was that shady guy with the nice clothes and fancy house that lived in the seedy side of town. And when you needed money fast, and the bank turned you down, there was only one other person who could help: the Loan Shark.

    The Loan Shark was a criminal who made his money by preying on the poor. Perhaps they were out of work, about to be evicted, or needed the money for hospital bills. He would loa...
  • Car Lemon Laws - You Don't Have To Live With A Sour Deal
    United States car lemon laws were enacted to protect consumers against buying defective, unrepairable vehicles. The major automobile manufacturers mass-produce their products, and generally the quality control is very good. However, when you connect more than a few parts together, you have a chance for a lemon.

    What is a lemon car? A lemon or lemon car is an automobile that has a defect that cannot be repaired by the consumer after a reasonable number of attempts. Alternat...
  • DWI, DUI, And BAC: Three Deadly Acronyms
    DWI - Driving While Intoxicated.
    DUI - Driving Under the Influence (of alcohol or drugs).
    BAC - Blood Alcohol Concentration (or Content).

    These three acronyms form a deadly combination. The main links between the three are alcohol and driving. It is well documented that drinking alcohol impairs judgment, slows reaction time, and decreases coordination. When a person is DWI or DUI, he or she is piloting a one-ton time bomb with little control over it. Is it speeding tow...
  • Diabetes Herbal Remedy Works Better Than Insulin?
    It is another case of a home remedy waiting to be discovered. A new study suggests that a traditional Indian diabetes herb treatment lowers blood sugar and insulin levels as well as today's prescription drugs.

    39 healthy adults received extracts of the herb Salacia oblonga with promising results. Insulin and blood glucose levels were lowered by a maximum of 29 and 23 percent, respectively. These reductions occurred when test subjects received the largest dose of the herb e...
  • Lasers - The New Mythical Gift Of Fire
    In Greek mythology, the Titan Prometheus gave the gift of fire to Humanity. It provided warmth, light, and energy. Whether or not you believe that myth, humanity has learned to concentrate that light into beams of unimaginable power:

    Lasers.

    What does that word make you think of first? Science fiction ray guns? A secret agent strapped to a table while a metal-melting beam of light inches toward him? Or maybe the master thief throwing dust in the air to reveal a deadly m...
  • Is Your Doctor's Hair Removal Laser Safe?
    The U.S. Food and Drug Administration (FDA) regulates medical devices in the U.S. The FDA keeps extensive databases on these devices containing lists of the devices, their safety records, pre-market notifications, and pre-market approval notices, to name a few.

    Section 510(k) of the Food, Drug and Cosmetic Act requires regulated medical device manufacturers to notify the FDA at least 90 days in advance of their intent to market a medical device. This is known as Premarket ...
  • What My Cat Taught Me About Niche Marketing
    Some people are "dog people," others are "cat people." I'm a cat person. Regardless of which pet you prefer, we can all agree that pets enrich our lives in many ways. They provide unconditional affection, they don't care what we look like, and sometimes even they teach us a life lesson.

    But I never expected my cat to teach me a marketing lesson! A niche marketing lesson, to be more precise.

    At this point, the dog lovers reading this are saying that this cat person is cr...
  • Amazing Vacations With Car Hire In Europe
    Car hire in Europe can be a unique and unforgettable way for Americans to become acquainted with the grandeur and history of Europe. If you are not familiar with the term "car hire," it simply means car rental or renting a car. Seeing ancient architecture, picturesque villas, vibrant vineyards, and majestic mountains from the cockpit of a convertible is an exhilarating experience. Here are some tips and advice for maximizing the fun of your car hire in Europe.

    When plannin...
  • Not Now, I Have A Headache
    Home Remedies - Facts or Quacks?

    That’s what I recently asked myself. Myths and legends often have their basis in a grain of truth. Are home remedies based on truth too? A little research provided this unusual perspective on one of our most frequently-used medicines.

    Are We Barking Up The Wrong Tree?

    Not if it’s a willow tree! Chewing on willow bark to reduce fever and inflammation dates back to the time of Hippocrates (400 BC). Willow bark was used as a medicine in ...
  • An Udderly Ridiculous Home Remedy
    Home Remedies - Facts or Quacks?

    That’s what I recently asked myself. Myths and legends often have their basis in a grain of truth. So I wondered if home remedies, alternative treatments, and folklore cures might also be based on truth. A little research provided these astonishing results!

    Itching For A Cure

    Edward Jenner is widely credited as the father of the smallpox vaccination. However, twenty years earlier in 1774, a quick-thinking English farmer named Benjamin...
  • How Dirty Dishes And Stale Bread Saved The World
    Home Remedies - Facts or Quacks?

    That's what I recently asked myself. Myths and legends are often based on ancient truths. So I wondered if home remedies, alternative treatments, and folklore cures might also be based on some past grain of truth. Here's what I found.

    He Was No Martha Stewart

    In fact, Alexander Fleming had no housekeeping skills whatsoever. During the early 1900s, Petri dishes, beakers, and test tubes were piled around his lab like dirty dishes in a b...
  • Medieval Remedies That Still Work Today
    Home Remedies - Facts or Quacks?

    In a previous article we looked at several possible definitions of a home remedy, and patched together a definition that met our mental image of such a remedy. If you missed it, here’s the definition we derived.

    A home remedy is an experience-based or even accidental remedy or cure prepared from herbs, plants, or other available ingredients by common folk when modern medical help was unavailable (or hadn’t been devised yet).

    But Home ...
  • What Is A Home Remedy?
    Home Remedies - Facts or Quacks?

    Myths and legends often have their basis in a grain of truth. So I wondered if home remedies, alternative treatments, and folklore cures might also be based on truth. First, let’s try to define the phrase home remedy.

    There’s No Place Like Home

    The name itself proclaims that a home remedy is, well, a remedy that’s administered at home! Prescription drugs are often given at home as remedies, so we need to dig a little deeper. When you ...

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