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Doug Smith's Articles in Personal Finance Show All|Display Category|Title|Newest|Oldest Structured Settlements And The Power Of Annuities A structured settlement is a type of financial settlement usually awarded to the victim of a personal injury accident. For example, assume a jury awards the victim damages in the sum of $4 million. Depending on the circumstances, the damages may be awarded as a structured settlement rather than as a lump sum. The settlement is called "structured" because the initial award ($4,000,000 in this example) is divided up into equal payments that are paid to the victim at precisel...

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