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Emma Snow's Articles Display Category|Title|Newest|Oldest Fake or Fir: A Christmas Dilemma Every year families are confronted with the dilemma of whether to buy a live Christmas tree, or to invest in an artificial one. While it ultimately comes down to personal taste, there are some definite pros and cons one might want to consider before weighing in on the matter. A Pickle of a Tradition - Christmas As legend has it, in Germany parents decorate their Tannenbaums on Christmas Eve. The last ornament hung is die Weinachtsgurke—a delicate glass ornament in the shape of a pickle. This is a significant ornament, for the next morning the children will rush in to open their gifts from St. Nicholas. But the festivities can not begin until one of the children locates the elusive gherkin. Advanced Scrabble Techniques So you think you are ready to take your Scrabble game to the next level? You are considering membership in a Scrabble club, or entering a local tournament? How do you know if you are ready? You may be the family champion, having mastered the basics, but will your reputation hold up in the competitive arena? The Rex Files: Your Dog and The Law Every year 5 million dog bite reports are filed. Over $1 billion are paid in losses. Reacting to complaints, city councils are passing ever more ordinances that affect dog ownership. Even insurance companies are putting in their two cents worth when it comes to our furry family members. While it’s not always a top concern for many dog owners, it’s definitely in your best interest to be aware of the legal implications of owning a pet. The Kodiak Bear Early May on Kodiak Island. Fog drowns the lush forest in mystery. Spattered across a black earthen floor, slushy snow melts in shadowy rings. From a wooded den, a shaggy brown head appears. Unbelievable in size, the creature emerges slowly. Ursus arctos middendorffi, Alaska’s Kodiak Bear, awakes from her long winter’s nap. Children and Scrabble: The Perfect Match Scrabble was a tradition in my family. From the time I could barely see the board from my vantage point at the edge of the table, I witnessed the subtle strategies used by my older brother and sisters at play. I dreamed of the day I was old enough to play—how I'd dazzle them all with my victory! Faux Paws: Six Common Mistakes New Dog Owners Make These are the things I wish all dog owners knew. The good news is that none of these mistakes is unavoidable, nor are they difficult. Keeping these five tips in mind, the new dog owner will be on the right road to a happy ever after—ruff ruff! How to Dye Your Own Yarn Dying your own yarn is not difficult and can be fun! There are a lot of methods for dying, but the one I like best uses unsweetened drink mixes, such as Kool-Aid or Flavor-Aid and a microwave. Dog in Print: Five dogs you Must Bring Home Calling all dog-lovers! Dogs have made some of the most unforgettable characters in literature. It’s not uncommon for children to become as attached to a dog in print as the real thing. Puppy love comes in all forms. In fact, I believe I can trace my canine-cravings to my earliest days of reading, when I fell in love with Old Dan and Little Ann (from Where the Red Fern Grows). Tips to Transform Your Scrabble Game Alright, so your mother-in-law, a PhD in English Literature, has challenged you, a lowly salesclerk at the local bookstore, to a “friendly” game of Scrabble. Sound like a hopeless case? Certainly not! More than just a rivalry of vocabularies, Scrabble is a game of strategy. Equipped with the right tricks, even a child could give your mother-in-law a run for her money! Pooches in Pictures; How Hollywood influences the dogs we bring home No actor wants to share the stage with a dog, for he will undoubtedly be upstaged. It’s all but impossible to watch a dog movie without falling head over heels into puppy love. Vegetarians at the BBQ Once viewed as an eccentric oddity, vegetarians have moved from the fringe to the mainstream. However, the truth is, all too often the meatless menu option isn’t vegetarian at all…it’s just a menu item, minus the meat. Unfortunately, a white hoagie bun topped with iceberg lettuce, pickles, onions, mayonnaise, and mustard is about as unappealing to the vegetarian as it is to the carnivore counterpart. Learn About Unusual Mammals and Birds We all know what wolves and coyotes look like, and nearly everyone is familiar with bears, deer and turtles; what about some less familiar animals such as capybara, kiwi, or tapirs? There are so many lesser known animals on this planet that we hear little or nothing about most times, it is interesting to investigate a few of these creatures and understand them a little more. Best Places to See Wildlife in Nature While a zoo definitely has it's place in animal watching, it doesn't compare to seeing animals in their own natural habitat. After a recent visit to Yellowstone National Park, this felt especially true for me. A traffic jam caused by young buffalo calves and their mothers crossing the road is an experience not to be missed. It made me wonder about other places that would be conducive to viewing wildlife in a natural setting. Are You a Gourmet? What exactly does it mean to be a gourmet? Does watching public television cooking shows on Saturday morning while folding the laundry count? How about being fascinated with Julia Child and having all of her cookbooks on your Amazon wish list? Knowing what zest, garam marsala and charcuterie mean, does this qualify you as being a gourmet? Where did the term come from and what exactly does it mean? Different Types of Barbecue Grills Summer is here and the steaks are ready to grill, the only problem is that you don't know exactly what type of barbeque grill to buy. There are many questions that need to be asked when buying a grill. Things such as cost, ease of use, other uses besides grilling, flavor and portability should be considered. Online Investing Tools When it comes to figuring out your financial future, there are some investing tools that are invaluable. How much should you save for retirement? When should you start saving? Should you rent or buy your home? What kind of mortgage can you afford? These are all questions that can be better answered using some of the many online calculators and financial planners. US Bonsai Gardens to Visit Visiting a Japanese garden is a serene experience. It beckons its visitors to leave the world behind and enjoy the beauty and splendor of nature. Bonsai are included in most Japanese gardens and enhance their uniqueness and beauty. In a Japanese garden you are encouraged to observe, listen and reflect. Visiting just one of these gardens is a treat for all of the senses. How to Avoid Ruining Retirement So often it is believed that wealth is only attainable by those with large incomes. Those with smaller incomes may not put anything aside, assuming such small savings won't make enough of a difference in the long run. In my experience in the financial services industry, there were several times when I would help an elementary school teacher or janitor with their sizeable 403(b) account. How to Have Financial Peace One of the biggest contributors toward personal peace is financial peace. Sometimes it is assumed that financial peace is only for those with endless amounts of money. In actuality, you can be financially secure at almost any income level. Avoiding common financial mistakes is the first step. This article discusses some mistakes that many of us make and how to avoid them. Ways to Help You Invest Everyone knows the importance of setting aside savings. Whether it's for retirement, emergency funds or saving for the family vacation, it is something that we should all be doing. Yet sometimes this isn't as easy as we would like and at the end of the month our money is spent without setting anything aside. The financial services industry has become aware of this and has created tools to help us save. Where Should I Put My Savings? Different Types of Investment Accounts In the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a different purpose, and new types of accounts seem to be created weekly. What are some of the basic types of investment accounts and what can they do for you?

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