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J Schipper's Articles in Bankruptcy Show All|Display Category|Title|Newest|Oldest Bankruptcy-Chapter 13 Or Chapter 7? The main purpose of bankruptcy laws is to give people hopelessly overburdened with debt a financial fresh start. Bankruptcy filings are public records. However, under normal circumstances, no one will know about the bankruptcy. Credit Bureaus will maintain a record of the bankruptcy and it will remain on the credit record for 10 years. The most common reasons for bankruptcy filings are unemployment, large medical expenses; seriously overextended credit; marital problems, a...

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