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Joseph Hanoa's Articles in Finance Show All|Display Category|Title|Newest|Oldest Rising Interest Rates Can Work to Your Advantage The news is filled with stories about people having difficulty making payments on their mortgages in the face of steady increases in interest rates. What was once a fabulous deal for them has quickly turned into an albatross, something that could threaten their financial viability. How to Manage Your Grocery Bill It can be painfully clear: your grocery bill eats up a significant part of your monthly budget. Some families report that as much as 30, even 40 percent of their budget is spent on food items that they must have and simply cannot do without. Is your grocery bill unmanageable? If so, read on and we’ll take a look at ways you can trim the cost without trimming the food. Hotel Rewards Cards For Free Stays It is a fact: major hotel chains want your business. Moreover, if you use them frequently they want to reward you with free stays during future visits. Most hotel chains offer a points system giving you the opportunity to snag a free night or two down the road. However, you need a little extra help in order to achieve this feat and that is where a hotel rewards card can really help you out. Read on and we’ll explore the advantages of using a hotel rewards card to get the points that you need. Be Confident That You’ve Put Your Proposals for Government Grants in Capable Hands Government grants aren’t always easy to obtain. There are many qualified and worthy individuals and organizations competing for them. That’s why a well-written and persuasive application can make all the difference. Drafting a grant proposal, however, is no short order. Many organizations turn to professional grant writers when applying for government grants. Putting It on Paper: Successfully Applying for Government Grants The first step for obtaining one of the many government grants available through federal and state governments is writing a good grant proposal. There are professional grant writers you can hire, but if you’re on a limited budget, or are an experienced writer yourself, it’s entirely possible to write a winning grant on your own.

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