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R Chandler Smith's Articles in Show All|Display Category|Title|Newest|Oldest The Reasons for the Overnight Real Estate Lending Crash It is recently the most talked about topic in the real estate universe, the quick end of the sub-prime mortgage industry. Ok, that is a bit exaggerated. The bad credit market isn't over, just much tighter than it has been in the past four years. Prior to today, as long as you were breathing you could get approved for a mortgage loan. Now, with much harder lending policies, many bad credit borrowers are realizing they are either unable to refinance their properties or totally unable to buy a home at all.

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